Brian  Sametz

Brian Sametz

Sales Representative

Keller Williams Realty Centres, Brokerage *

Mobile:
416-888-0580
Office:
905-895-5972
Toll Free:
1-877-895-5972
Email Me

Unlock Home Buyer Programs with

Government programs can save you thousands and make homeownership more affordable. With expert guidance from , you can take full advantage of these opportunities and find your dream home faster.

Discover Your Eligible Home Buyer Programs

Answer 3 quick questions to find out which programs may apply to you.

You may qualify for

 

Note: Eligibility may vary. Please check official sites for full details

Start exploring homes with our Dream Home Finder and make the most of the programs you may qualify for.

We didn't find a match in our current list of programs and rebates.

But don't worry — our list doesn't include every program across all provinces, and eligibility can vary, so you may still have options available.

Use our Dream Home Finder to explore homes today and be ready for opportunities when programs become available.

or share your results with to confirm your eligibility and find the best savings.

Or send your results to to review your situation and find more ways to save on your home.

 

Have Questions?

Home Buyer’s Plan (HBP)

The HBP allows you withdraw up to $60,000 from your RRSP tax-free to buy or build your first home. You'll have up to 15 years to repay the funds, starting the second year after withdrawal.

Tips

If buying with a partner, each of you can withdraw $60,000, for a combined $120,000 toward your down payment.

Looking for help with Home Buyer’s Plan application?

Who is eligible?
  • Canadian resident
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • Have a written agreement to buy or build a qualifying home
  • Plan to occupy the home as your principal residence within one year of purchase or build
What homes qualify?
  • Located in Canada
  • Includes:
    • Detached or semi-detachedhomes
    • Townhouses
    • Condominiums or apartments
    • Mobile homes
    • Co-ops with equity ownership

Check Out Some of ’s listings that could qualify for the Home Buyer’s Plan.

  • Featured Listing 10 Hawthorne Lane Aurora Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    10 Hawthorne Lane
    43Aurora
    $1,699,000 Read More
  • Featured Listing 1006 - 125 Western Battery Road Toronto Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    1006 - 125 Western Battery Road
    1 + 12Toronto
    $612,000 Read More
  • Featured Listing 4 - 991 Main Street E Hamilton Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    4 - 991 Main Street E
    21Hamilton
    $1,700/MO Read More
  • Featured Listing 57 Rinaldo Road Georgina Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    57 Rinaldo Road
    2 + 12Georgina
    $765,000 Read More
  • Featured Listing 501 - 224 King Street West Street W Toronto Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    501 - 224 King Street West Street W
    11Toronto
    $699,000 Read More
  • Featured Listing 7 Philips Lake Court Richmond Hill Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    7 Philips Lake Court
    44Richmond Hill
    $1,749,900 Read More
  • Featured Listing 3 Pridham Place New Tecumseth Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    3 Pridham Place
    44New Tecumseth
    $1,049,999 Read More
  • Featured Listing 5055 Cherry Street Whitchurch-Stouffville Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    5055 Cherry Street
    Whitchurch-Stouffville
    $1,489,000 Read More
  • Featured Listing Bsmt - 61 Fairchild Avenue Toronto Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    Bsmt - 61 Fairchild Avenue
    11Toronto
    $1,800/MO Read More
  • Featured Listing 1681 Stover Crescent Milton Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    1681 Stover Crescent
    33Milton
    $794,900 Read More
  • Featured Listing 7164 Old Shiloh Road Georgina Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    7164 Old Shiloh Road
    31Georgina
    $629,900 Read More
  • Featured Listing 1107 - 1880 Gordon Street Guelph Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    1107 - 1880 Gordon Street
    22Guelph
    $728,900 Read More
  • Featured Listing 124 Elephant Hill Drive Clarington Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    124 Elephant Hill Drive
    3 + 14Clarington
    $3,200/mo Read More
  • Featured Listing 309 - 1787 St. Clair Avenue W Toronto Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    309 - 1787 St. Clair Avenue W
    1 + 11Toronto
    $2,300/MO Read More
  • Featured Listing 69 Gustav Crescent Toronto Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    69 Gustav Crescent
    4 + 14Toronto
    $1,799,000 Read More
  • Featured Listing 508 - 10 Meadowglen Pl. Toronto Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    508 - 10 Meadowglen Pl.
    32Toronto
    $609,000 Read More
  • Featured Listing 518 - 50 Thomas Riley Road Toronto Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    518 - 50 Thomas Riley Road
    1 + 11Toronto
    $2,400/MO Read More
  • Featured Listing 66 Chaucer Crescent Barrie Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    66 Chaucer Crescent
    33Barrie
    $2,750/MO Read More
  • Featured Listing 1005 - 1 Clairtrell Road Toronto Ontario Canada Rent residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    1005 - 1 Clairtrell Road
    1 + 11Toronto
    $2,750/MO Read More
  • Featured Listing 26 Crossburn Drive Toronto Ontario Canada Sale residential Brian Sametz Keller Williams Realty Centres, Brokerage *
    26 Crossburn Drive
    4 + 13Toronto
    $2,099,000 Read More

First-Home Savings Account (FHSA)

The FHSA is a registered plan that combines the benefits of an RRSP and TFSA — tax-deductible contribution and tax-free withdrawal for your first home. You can contribute up to $8,000 per year, with a lifetime maximum of $40,000.

Who is eligible?
  • Canadian resident
  • 18 to 71 years old
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • When making a withdrawal:
    • Have a written agreement to buy or build a qualifying home
    • Plan to occupy the home as your principal residence within one year of purchase or build
What homes qualify?
  • Located in Canada
  • Includes:
    • Detached or semi-detachedhomes
    • Townhouses
    • Condominiums or apartments
    • Mobile homes
    • Co-ops with equity ownership

Looking for help with First Home Savings Account?

Tips

Open FHSA early in the year to maximize your annual contributions and investment growth.

Government Programs for Home Buyers


Maximize Your First Home Budget

Curious how to combine the HBP with the FHSA to boost your down payment? Connect with today to build the best strategy for your first home

 

 

 

 

Read More

Brian is a high-touch real estate broker known for his in-depth market knowledge and unwavering commitment to his clients. His business is built almost entirely on repeat and referral relationships—an ongoing reflection of the trust he earns through consistent results and a client-first approach.

At the core of Brian’s practice is a simple principle: a realtor should act as a true fiduciary. That means putting clients’ interests above all else, providing honest, unbiased advice, and maintaining complete transparency throughout every stage of the transaction. Whether advising on pricing, negotiating terms, or navigating complex decisions, Brian is committed to guiding his clients with integrity and clarity.

He works tirelessly on behalf of his clients, combining strategic insight with a hands-on approach to ensure every detail is managed with care. Known for his straightforward communication and strong advocacy, Brian delivers a level of service designed not just to meet expectations—but to build lasting relationships well beyond the sale.



Area Covered: Toronto, Newmarket, Barrie




Have Questions?

Land Transfer Tax Rebates

The LTT is a provincial and/or municipal tax paid when purchasing a property. Some provinces offer rebates for first-time home buyers

Looking for help with your Land Transfer Tax Rebate application?

Who is eligible?
  • Canadian citizen and permanent resident
  • 18+ years old
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • Plan to occupy the home as your principal residence within 9 months
How much can you get?
  • Ontario: Up to $4,000
  • Toronto: Up to $4,475 in addition to the Ontario rebate
  • British Columbia: Full exemption for homes up to $500,000
  • Other provinces vary; check your local rules

Estimate your land transfer tax in seconds. Use our Land Transfer Tax Calculator to see how much tax you’ll pay and any potential rebate you may qualify for.

powered by Ratehub.ca

Have your Land Transfer Tax figured out?

Receive updates on newly listed properties in your area and make your next move easier.

Home Buyer’s Amount (HBA)

Also known as the First-Time Home Buyers’ Tax Credit (HBTC), this on-refundable tax credit helps with closing costs. You can claim up to $10,000, which translates to a maximum tax reduction of $1,500.

Who is eligible?
  • First-time home buyer You haven’t lived in a home owned by yourself or your spouse/common-law partner in the current year or in any of the past four years
  • Bought a qualifying home in Canada
  • Plan to occupy the home as your principal residence within one year of purchase
What homes qualify?
  • Located in Canada
  • Includes:
    • Detached or semi-detached homes
    • Townhouses
    • Condominiums or apartments
    • Mobile homes
    • Co-ops with equity ownership

See how has helped clients turn their homeownership dreams into reality. Get in touch today to start your own journey.

 

TESTIMONIALS

    CMHC Improvements (Purchase Plus Improvements)

    The CMHC Improvement program lets you add eligible renovation costs to your mortgage — up to 10% of the improved value of the home Market value after renovations. . Ideal for buying a fixer-upper or upgrading immediately without a separate loan.

    Tips

    For owner-built or rental properties, you may qualify for construction financing or small rental loans under different rules.

    Sign up for Neighborhood Buzzer to get updates on homes with renovation potential

    Who is eligible (1- 2 unit owner-occupied properties)?
    • Canadian citizen, permanent resident, or non-permanent resident with a valid work permit
    • Minimum credit score of 600
    • Purchase price under $1,500,000
    • Minimum down payment: 5% on first $500,000 + 10% on the remainder
    • Maximum amortization period: 25 years
    Note: Eligibility criteria vary for 3 - 4 unit owner-occupied properties
    What homes qualified?
    • Located in Canada
    • Suitable for full-time, year-round occupancy
    • Must have year-round access

    GST/HST New Housing Rebate

    The rebate allows you recover a portion of the GST or HST paid on a new or substantially renovated home.

    Who is eligible?
    • Bought from a builder, built your own home, or completed major renovations
    • Primary residence for you or a close family member
    How much can you get?
    • Federal portion: Up to 36% of the GST paid, to a maximum of $6,300
    • Provincial portion: Varies by province. For example, you can get up to $24,000 in Ontario

    Looking for help with your GST/HST New Housing Rebate application?

     

    Have Questions?